- Stocks
- Financial Services
- NASDAQ: LPRO

Price (delayed)

$32.78

Market cap

$4.14B

P/E Ratio

59.6

Dividend/share

N/A

EPS

$0.55

Enterprise value

$4.23B

Open Lending provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. For 20 years they have been empowering financial institutions to create

The EPS has soared by 152% from the previous quarter and by 118% YoY

The equity has soared by 142% from the previous quarter and by 121% YoY

Open Lending's quick ratio has surged by 69% YoY but it has decreased by 36% QoQ

Sector: Financial Services

Industry: Credit Services

Website: http://www.openlending.com

Peers:
OPRT

What are the main financial stats of LPRO

Market
Valuations
Earnings

Shares outstanding

126.19M

Market cap

$4.14B

Enterprise value

$4.23B

Price to earnings (P/E)

59.6

Price to book (P/B)

42.61

Price to sales (P/S)

23.71

EV/EBIT

54.61

EV/EBITDA

53.3

EV/Sales

24.23

Revenue

$174.53M

EBIT

$77.45M

EBITDA

$79.35M

Free cash flow

$44M

Per share
Balance sheet
Liquidity

EPS

$0.55

Free cash flow per share

$0.35

Book value per share

$0.77

Revenue per share

$1.38

TBVPS

$2.07

Total assets

$261.14M

Total liabilities

$164.06M

Debt

$152.54M

Equity

$97.08M

Working capital

$119.11M

Debt to equity

1.57

Current ratio

9.13

Quick ratio

4.62

Net debt/EBITDA

1.17

Margins
Efficiency
Dividend

EBITDA margin

45.5%

Gross margin

92.6%

Net margin

18.8%

Operating margin

65.1%

Return on assets

13.5%

Return on equity

80.2%

Return on invested capital

22.8%

Return on capital employed

31.4%

Return on sales

44.4%

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

How has the Open Lending stock price performed over time

Intraday

-1.38%

1 week

-4.68%

1 month

-14.7%

1 year

20.74%

YTD

-6.24%

QTD

-9.12%

How have Open Lending's revenue and profit performed over time

Revenue

$174.53M

Gross profit

$161.56M

Operating income

$113.65M

Net income

$32.9M

Gross margin

92.6%

Net margin

18.8%

The operating income has surged by 151% year-on-year and by 56% since the previous quarter

Open Lending's net income has surged by 135% QoQ

The net margin has surged by 127% since the previous quarter

LPRO's gross profit has surged by 104% year-on-year and by 29% since the previous quarter

What is Open Lending's growth rate over time

What is Open Lending stock price valuation

P/E

59.6

P/B

42.61

P/S

23.71

EV/EBIT

54.61

EV/EBITDA

53.3

EV/Sales

24.23

The EPS has soared by 152% from the previous quarter and by 118% YoY

The equity has soared by 142% from the previous quarter and by 121% YoY

LPRO's P/B is 59% below its last 4 quarters average of 104.8

The revenue has soared by 99% YoY and by 29% from the previous quarter

The stock's price to sales (P/S) is 22% less than its last 4 quarters average of 30.4

How efficient is Open Lending business performance

The ROS has soared by 189% from the previous quarter

Open Lending's ROA has soared by 143% from the previous quarter and by 116% YoY

What is LPRO's dividend

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

There are no recent dividends present for LPRO.

How did Open Lending financials performed over time

The total assets is 59% more than the total liabilities

The current ratio has soared by 100% YoY but it is down by 9% from the previous quarter

Open Lending's total liabilities has plunged by 75% YoY and by 43% from the previous quarter

The debt is 57% greater than the equity

The equity has soared by 142% from the previous quarter and by 121% YoY

The debt to equity has dropped by 65% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.